Vystar Credit Union
Vystar Credit Union was chartered in 1952 and its charter number is 68490.
Vystar Credit Union's address registered with the NCUA
is P.O. BOX 45085, JACKSONVILLE, FL 32232
As of 10/27/06, Vystar CU reported $3,050,113,694 in assets.
The credit union currently has 346,098 members. It's Manager/CEO is Terry R. West.
The credit unions website is www.vystarcu.org
Vystar Credit Union is a member of the Florida Credit Union League.
Mortgage Options
VyStar Credit Unon offers a full range of competitive fixed and adjustable-rate mortgage loans with a variety of terms and low closing costs. Mortgage loans may be used for the financing of current or future primary residences. VyStar CU terms range up to 40 years, with monthly payments. All of VyStar's escrow accounts earn interest and they service all of their loans. This means you won’t have to worry about whom to make your mortgage check payable to – you’ll always pay VyStar Credit Union. Fixed rate mortgages have rates that do not change over the life of the loan. You may select a term of 10, 15, 20, 25, 30 or 40 years. In most cases, the shorter your term, the lower the rate.
Vystar Credit Union Financial Evaluation
2006
Total Assets: $3,169,179,185.00
Total Loans: $1,854,360,896.00
Net Worth Ratio: 9.73
% Share Growth: 5.45
% Loan Growth: 13.43
Loans/Assets Ratio: 58.51
Loans/Assets Ratio: 36.99
Numbers of Members: 351,794
Number of Full-time Employees: 995.5 |
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2005
Total Assets: $2,995,410,338.00
Total Loans: $1,634,776,924.00
Net Worth Ratio: 9.58
% Share Growth: 4.84
% Loan Growth: 9.09
Loans/Assets Ratio: 54.57
Loans/Assets Ratio: 40.02
Numbers of Members: 341,180
Number of Full-time Employees: 998.5 |
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2004
Total Assets: $2,852,297,444.00
Total Loans: $1,498,485,534.00
Net Worth Ratio: 9.33
% Share Growth: 6.51
% Loan Growth: 4.06
Loans/Assets Ratio: 52.53
Loans/Assets Ratio: 42.07
Numbers of Members: 328,155
Number of Full-time Employees: 871.5 |
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