Langley Federal Credit Union:

Langley Federal Credit Union was chartered in 1936 and its charter number is 1261. The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country. Langley Federal Credit Union's address registered with the NCUA is 721 LAKEFRONT COMMONS, SUITE 400, NEWPORT NEWS, VA 23606. As of 10/27/06 Langley FCU reported $1,166,605,612 in assets. The credit union currenly has 142,969 members. It's Manager/CEO is Jean M. Yokum. The credit unions website is www.langleyfcu.org. Langley Federal Credit Union is a member of the Virginia Credit Union League.

Mortgage Options

Langley Federal Credit Union offers Fixed rate conventional loans that offer a fixed interest rate of 10, 15, 20, and 30 years that will not change for the life of the loan. Langley FCU's Adjustable Rate Mortgages are designed for those who do not mind a fluctuating interest rate and payment, the initial interest rate is usually lower for two, three, and 5-year terms than the lifetime interest rate on a fixed-rate mortgage. LFCU also has available First-time homebuyers programs featuring no down payments, VA loans for our veterans, Jumbo loans for more expensive properties, and Home Equity Loans and Lines of Credit.

Langley Federal Credit Union Financial Evaluation
As of December 31, 2004
Total Assets: $1,086,542,077.00
Total Loans: $400,588,913.00
Net Worth Ratio: 13.13
% Share Growth: 9.62
% Loan Growth: 16.49
Loans/Assets Ratio: 36.86
Loans/Assets Ratio: 55.41
Numbers of Members: 135,069
Number of Full-time Employees: 354.5 		 
As of December 31, 2005
Total Assets: $1,110,025,829.00
Total Loans: $444,352,498.00
Net Worth Ratio: 13.83
% Share Growth: 1.96
% Loan Growth: 10.92
Loans/Assets Ratio: 40.03
Loans/Assets Ratio: 52.69
Numbers of Members: 139357
Number of Full-time Employees: 380.5 		 
As of December 31, 2006
Total Assets: $1,162,844,980.00
Total Loans: $488,382,070.00
Net Worth Ratio: 14.29
% Share Growth: 3.82
% Loan Growth: 9.9
Loans/Assets Ratio: 41.99
Loans/Assets Ratio: 50.79
Numbers of Members: 143,747
Number of Full-time Employees: 398 		 
 
 
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