IBM Southeast Employees Federal Credit Union:

IBM Southeast Employees Federal Credit Union was chartered in 1969 and its charter number is 19659. IBM Southeast Employees Federal Credit Union's address registered with the NCUA is P.O. BOX 5090, BOCA RATON, FL 33431-0890. As of 10/23/06, IBM Southeast Employees FCU reported $698,789,189 in assets. The credit union currenly has 66,011 members. It's Manager/CEO is Lary B. McCants. The credit unions website is www.IBMsecu.org

IBM Southeast Employees Federal Credit Union is a member of the Florida Credit Union League.

Mortgage Options

IBM Southeast Employees Federal Credit Union offers competitive Fixed Rate First Mortgages featuring a monthly payment for the life of the loan; 10, 15, 20, 30, and 40-year terms are available. IBM Southeast Employees FCU offers Adjustable Rate loans that are attractive because of their initial lower interest rate and payment. They are available in 1, 3, 5, 7, and 10-year options and include an option to convert to a fixed rate. With a Home Equity Loan or Home Equity Line of Credit from IBMSECU you can borrow up to 90% of your home's value with the security of fixed rates and set monthly payments. The terms available are up to 10 years. IBM Southeast Employees also has available Interest Only loans for 3, 5, and 7-year terms.

IBM Southeast Employees Federal Credit Union Financial Evaluation

As of December 31, 2006 Total Assets: $679,811,998.00 Total Loans: $452,520,306.00 Net Worth Ratio: 11.34 % Share Growth: -2 % Loan Growth: 12.18 Loans/Assets Ratio: 66.56 Loans/Assets Ratio: 29.02 Numbers of Members: 64,850 Number of Full-time Employees: 224.5
As of December 31, 2005 Total Assets: $684,093,304.00 Total Loans: $403,371,430.00 Net Worth Ratio: 10.41 % Share Growth: 7.71 % Loan Growth: 10.55 Loans/Assets Ratio: 58.96 Loans/Assets Ratio: 34.53 Numbers of Members: 66,240 Number of Full-time Employees: 215.5
As of December 31, 2004 Total Assets: $632,208,911.00 Total Loans: $364,854,165.00 Net Worth Ratio: 10.02 % Share Growth: 6.71 % Loan Growth: 17.4 Loans/Assets Ratio: 57.71 Loans/Assets Ratio: 38.02 Numbers of Members: 56,613 Number of Full-time Employees: 208

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