Eastern Financial Florida Credit Union:

Eastern Financial Florida Credit Union was chartered in 1937 and its charter number is 68486. Eastern Financial Florida Credit Union's address registered with the NCUA is 3700 LAKESIDE DRIVE, MIRAMAR, FL 33027-322. As of 10/20/06, Eastern Financial Florida CU reported $2,165,138,871 in assets. The credit union currenly has 212,956 members. It's Manager/CEO is Stephen C. Mc Gill. The credit unions website is www.effcu.com

Eastern Financial Florida Credit Union is a member of the Florida Credit Union League.

Mortgage Options

Eastern Financial Florida Credit Union offers competitive Fixed Rate First Mortgages with 10 to 40-year terms and up to 95% financing. Eastern Financial Florida CU offers a fixed rate mortgage loan which is a good choice if you want the security of knowing your rate and monthly payment will remain the same for the life of your loan. Adjustable Rate loans offers a fixed rate for 3, 5, 7 or 10 years, then converts to a 1yr Adjustable for the balance of the term. EFFCU offers Jumbo Loans of $417,000.01 or more with payments that can be extended for up to 40 years. If you're looking to make home improvements, finance educational expenses, consolidate debt, or even refinance your first mortgage, an Eastern Financial Florida home equity line or loan may be your smartest option.

Eastern Financial Florida Credit Union Financial Evaluation

As of December 31, 2006 Total Assets: $2,348,141,629.00 Total Loans: $1,612,202,062.00 Net Worth Ratio: 8.97 % Share Growth: 8.63 % Loan Growth: 12.5 Loans/Assets Ratio: 68.65 Loans/Assets Ratio: 27.4 Numbers of Members: 214,833 Number of Full-time Employees: 719.5
As of December 31, 2005 Total Assets: $1,908,465,686.00 Total Loans: $1,432,966,378.00 Net Worth Ratio: 10.62 % Share Growth: 27.64 % Loan Growth: 22.44 Loans/Assets Ratio: 75.08 Loans/Assets Ratio: 20.85 Numbers of Members: 210,234 Number of Full-time Employees: 688
As of December 31, 2004 Total Assets: $1,681,671,455.00 Total Loans: $1,170,316,306.00 Net Worth Ratio: 11.02 % Share Growth: 5.84 % Loan Growth: 25.78 Loans/Assets Ratio: 69.59 Loans/Assets Ratio: 25.1 Numbers of Members: 193,503 Number of Full-time Employees: 645.5

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Credit Union News:

KELLITS, Clarendon - One of three armed men accused of robbing the Kellits Co-operative Credit Union of more than $1.2 ...
The Jamaica Observer - Feb 04, 2008
The man, who is to face an identification parade, was held along the Chapleton main road while trying to escape from the police in a white Toyota Corolla motor car, in which all three had left after the robbery.

Full Story: http://www.jamaicaobserver.com/news/html/20080204T220000-0500_132182_OBS_____M_ROBBED_FROM_CREDIT_UNION_.asp

(AFX UK Focus) 2008-02-06 04:11 GMT: US Central Federal Credit Union cut to 'AA+', on negative watch - S&P
Interactive Investor - Feb 5, 2008
MUMBAI (Thomson Financial) - Standard & Poor's Rating Services downgraded the US Central Federal Credit Union (USC), and signalled a further possible downgrade, citing mounting concerns regarding USC's exposure to losses from its large portfolio of higher-risk subprime and Alt-A mortgage-backed securities (MBS).

Full Story: http://www.iii.co.uk/news/%3ftype=afxnews%26articleid=6532828%26subject=companies%26action=article

Cops look for gunman who robbed credit union
Northwest Indiana Times - Feb 2, 2008
WINFIELD | The FBI and Lake County police are looking for a man who robbed Members Advantage Credit Union at gunpoint. FBI spokeswoman Wendy Osborne said agents and police are investigating whether the suspect is one of two men who robbed the same financial institution last month.

Full Story: http://www.thetimesonline.com/articles/2008/02/03/news/lake_county/docce2aed86522fce16862573e4000d12ab.txt

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