Digital Federal Credit Union:

Digital Federal Credit Union was chartered in 1979 and its charter number is 23521. Digital Federal Credit Union's address registered with the NCUA is 220 DONALD LYNCH BLVD, MARLBOROUGH, MA 01752. As of 12/04/06, Digital FCU reported $3,337,141,380 in assets. The credit union currently has 292,348 members. It's Manager/CEO is Carlo Cestra. The credit unions website is www.dcu.org

Digital Federal Credit Union is a member of the Massachusetts Credit Union League.

Mortgage Options

Digital Federal Credit Union offers competitive Fixed Rate First Mortgages with 15, 20, 30, and 40-year terms. Digital FCU offers a fixed rate mortgage loan which is a good choice if you want the security of knowing your rate and monthly payment will remain the same for the life of your loan. Adjustable Rate loans offer a very low rate that stays fixed for one, three, five, seven, or 10 years, then converts to an adjustable rate. DCU also offers fixed rate Jumbo loans for 15, 30, and 40 years, Jumbo 3/1, 5/1, 7/1, 10/1 Fixed/Adjustable Loans, as well as Interest-Only 5/1 Fixed/Adjustable mortgages. Fixed Rate Home Equity Loans are offered for 5, 10, 15, or 20-year options and Equity LinePlus loans.

Digital Federal Credit Union Financial Evaluation
As of December 31, 2006
Total Assets: $3,454,887,457.00
Total Loans: $3,073,526,698.00
Net Worth Ratio: 6.65
% Share Growth: 15.81
% Loan Growth: 12.21
Loans/Assets Ratio: 88.96
Loans/Assets Ratio: 7.69
Numbers of Members: 299,738
Number of Full-time Employees: 29.5 		 
As of December 31, 2005
Total Assets: $3,088,459,715.00
Total Loans: $2,739,084,410.00
Net Worth Ratio: 6.53
% Share Growth: 12.73
% Loan Growth: 20.06
Loans/Assets Ratio: 88.68
Loans/Assets Ratio: 8.24
Numbers of Members: 269,709
Number of Full-time Employees: 2 		 
As of December 31, 2004
Total Assets: $2,658,371,106.00
Total Loans: $2,286,525,060.00
Net Worth Ratio: 6.57
% Share Growth: 21.16
% Loan Growth: 32.06
Loans/Assets Ratio: 86.01
Loans/Assets Ratio: 10.82
Numbers of Members: 243,584
Number of Full-time Employees: 2 		 
 
 
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Credit Union News:

In Brief
The Express-Times - Feb 2, 2008
PHILLIPSBURG | The Phillipsburg Free Library will host a free workshop on building personal and household budgets. Titled "Building a Basic Budget: The Five-Step Spending Plan," the event will be presented by Thomas Mosser of IRCO Federal Credit Union at 7 p.m. Thursday, March 13.

Full Story: http://www.pennlive.com/business/expresstimes/index.ssf?/base/business-1/120080552689060.xml&coll=2

MCT Credit Union holding vote on changing deposit insurer
Port Arthur News - Feb 2, 2008
MCT Credit Union has proposed changing from the National Credit Union Administration, an independent federal agency that charters and supervises federal credit unions, to American Share Insurance. ASI is out of Ohio and is a private insurance company that provides primary and excess share, or deposit, insurance exclusively to credit unions.

Full Story: http://www.panews.com/local/local_story_033225133.html

Names and Faces
Portsmouth Herald - Feb 17, 2008
PORTSMOUTH — Service Credit Union announces new hires and staffing changes at seven locations. The Pease branch welcomes new member service representative Samantha Ellis. In Portsmouth, the corporate offices promoted Debbie Hawes from business...

Full Story: http://www.seacoastonline.com/apps/pbcs.dll/article?AID=/20080217/BIZ/802170329

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