Capstone Federal Credit Union :

Capstone Federal Credit Union was chartered in 1953 and its charter number is 8611. Capstone Federal Credit Union's address registered with the NCUA is 3 POLARIS WAY ALISO VIEJO, CA 92698. As of 07/24/06, Capstone FCU reported $32,264,173 in assets. The credit union currently has 5,094 members. It's Manager/CEO is Michael G. Pardon. The credit unions website is www.capstonefcu.coop

Capstone Federal Credit Union is a member of the California Credit Union League.

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Capstone Credit Union Financial Evaluation
As of December 31, 2006
Total Assets: $33,936,256
Total Loans: $21,459,749
Net Worth Ratio: 7.43
% Share Growth: 3.9
% Loan Growth: 14.61
Loans/Assets Ratio: 63.23
Investment/Assets Ratio: 34.25
Number of Members: 4,941
Number of Full-time Employees: 7

 In the year of 2006, Capstone Credit Union assets increased by 0.02% and its membership decreased by 0.03%. Capstone CU's membership decreased by a total of 156 members. Assets increased by the amount of $577,866. The total loan amounts went from $18,723,674 in 2005 to $21,459,749 in 2006. Their net worth ratio increased to 7.43. Capstone CU increased their job opportunities to 7 by adding 1 employee.

As of December 31, 2005
Total Assets: $33,358,390
Total Loans: $18,723,674
Net Worth Ratio: 7.28
% Share Growth: 0.54
% Loan Growth: 14.32
Loans/Assets Ratio: 56.12
Investment/Assets Ratio: 41.66
Number of Members: 5,097
Number of Full-time Employees: 6

 In the year of 2005, Capstone Credit Union assets increased by 0.03% and its membership decreased by 0.02%. Capstone CU's membership decreased by a total of 85 members. Assets increased by the amount of $901,881. The total loan amounts went from $16,376,930 in 2004 to $18,723,674 in 2005. Their net worth ratio decreased slightly to 7.28. Capstone CU decreased their job opportunities to 6 by reducing 1 employee.

As of December 31, 2004
Total Assets: $32,456,509
Total Loans: $16,376,930
Net Worth Ratio: 7.37
% Share Growth: 0.62
% Loan Growth: 9.26
Loans/Assets Ratio: 50.45
Investment/Assets Ratio: 47.28
Number of Members: 5,182
Number of Full-time Employees: 7

  
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Credit Union News:

Man pleads guilty in credit union robbery in city
Williamsport Sun Gazette - Feb 6, 2008
A man has pleaded guilty to taking part in last May’s robbery at the Horizon Federal Credit Union, 1007 E. Third St., court officials said.

Full Story: http://www.sungazette.com/page/content.detail/id/505244.html?nav=5052

In Brief
The Express-Times - Feb 2, 2008
PHILLIPSBURG | The Phillipsburg Free Library will host a free workshop on building personal and household budgets. Titled "Building a Basic Budget: The Five-Step Spending Plan," the event will be presented by Thomas Mosser of IRCO Federal Credit Union at 7 p.m. Thursday, March 13.

Full Story: http://www.pennlive.com/business/expresstimes/index.ssf?/base/business-1/120080552689060.xml&coll=2

Snapshot
The Holland Sentinel - Feb 6, 2008
Todd Whiteman and Michele Cheney, from left, of United Federal Credit Union, recently presented Barb Pyle of MacMedia with a donation of 25 computers.

Full Story: http://hollandsentinel.com/stories/020608/local_20080206026.shtml

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