Bay Credit Union:

Bay Credit Union was chartered in 1952 and its charter number is 63262. Bay Credit Union's address registered with the NCUA is 601 HIGHWAY 231, PANAMA CITY, FL 32405. As of 10/20/06, Bay CU reported $57,972,810 in assets. The credit union currenly has 9,869 members. It's Manager/CEO is Bill Medlock. The credit unions website is www.baycu.com

Bay Credit Union is a member of the Florida Credit Union League.

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Bay Credit Union Financial Evaluation
As of December 31, 2004
Total Assets: $52,772,851.00
Total Loans: $34,153,804.00
Net Worth Ratio: 10.68
% Share Growth: 5.83
% Loan Growth: 27.6
Loans/Assets Ratio: 64.71
Loans/Assets Ratio: 29.39
Numbers of Members: 9,590
Number of Full-time Employees: 34 		 
As of December 31, 2005
Total Assets: $56,252,901.00
Total Loans: $39,047,492.00
Net Worth Ratio: 10.02
% Share Growth: 7.43
% Loan Growth: 14.32
Loans/Assets Ratio: 69.41
Loans/Assets Ratio: 25.15
Numbers of Members: 9,775
Number of Full-time Employees: 37 		 
As of December 31, 2006
Total Assets: $56,958,963.00
Total Loans: $41,677,617.00
Net Worth Ratio: 11.06
% Share Growth: 0.79
% Loan Growth: 6.73
Loans/Assets Ratio: 73.17
Loans/Assets Ratio: 21.07
Numbers of Members: 9,799
Number of Full-time Employees: 36 		 
 
 
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Credit Union News:

Taking Math Lessons Into Account
Brandon News & Tribune - Feb 8, 2008
Michael Desmond has started saving for college, stashing away money he earns washing and waxing his parents' cars.

Full Story: http://brandonnews2.tbo.com/content/2008/feb/09/br-taking-math-lessons-into-account/?news

Fitch Affirms Chile's Coopeuch LC IDR at 'BBB'; Outlook Stable
Centre Daily Times - Feb 04, 2008
Fitch Ratings has affirmed the ratings of the Chilean credit union Cooperativa del Personal de la Universidad de Chile's (Coopeuch) as follows:

Full Story: http://www.centredaily.com/business/story/378479.html

Lynn credit union helping reduce homeless numbers
The Daily Item - Feb 5, 2008
LYNN - Brotherhood Credit Union is partnering with the Massachusetts Coalition for the Homeless to help 29 local households pay for heating costs during February.

Full Story: http://www.itemlive.com/articles/2008/02/05/news/news07.txt

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