Bay Cities Credit Union :

Bay Cities Credit Union was chartered in 1997 and its charter number is 68316. Bay Cities Credit Union's address registered with the NCUA is PO BOX 30 HAYWARD, CA 94543. As of 07/24/06, Bay Cities CU reported $69,720,379 in assets. The credit union currently has 18,695 members. It's Manager/CEO is Georgette Munoz. The credit unions website is BAYCITIES.ORG

Bay Cities Credit Union is a member of the California Credit Union League.

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Bay Cities Credit Union Financial Evaluation
As of December 31, 2006
Total Assets: $65,055,215
Total Loans: $43,651,848
Net Worth Ratio: 9.37
% Share Growth: -9.18
% Loan Growth: 3.06
Loans/Assets Ratio: 67.09
Investment/Assets Ratio: 28.04
Number of Members: 18,329
Number of Full-time Employees: 26

 In the year of 2006, Bay Cities Credit Union assets decreased by 0.08% and its membership decreased by 0.01%. Bay Cities CU's membership decreased by a total of 207 members. Assets decreased by the amount of $5,781,984. The total loan amounts went from $42,352,892 in 2005 to $43,651,848 in 2006. Their net worth ratio increased to 9.37. Bay Cities CU decreased their job opportunities to 26 by reducing 6 employees.

As of December 31, 2005
Total Assets: $70,837,199
Total Loans: $42,352,892
Net Worth Ratio: 8.42
% Share Growth: -0.11
% Loan Growth: 12.17
Loans/Assets Ratio: 59.78
Investment/Assets Ratio: 35.25
Number of Members: 18,536
Number of Full-time Employees: 32

 In the year of 2005, Bay Cities Credit Union assets increased by 0.00% and its membership decreased by 0.01%. Bay Cities CU's membership decreased by a total of 227 members. Assets increased by the amount of $258,170. The total loan amounts went from $37,755,522 in 2004 to $42,352,892 in 2005. Their net worth ratio increased slightly to 8.42. Bay Cities CU maintained their job opportunities at 32.

As of December 31, 2004
Total Assets: $70,579,029
Total Loans: $37,755,522
Net Worth Ratio: 8.17
% Share Growth: 4.14
% Loan Growth: -0.35
Loans/Assets Ratio: 53.49
Investment/Assets Ratio: 42.22
Number of Members: 18,763
Number of Full-time Employees: 32

  
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Credit Union News:

Tips net robbery suspects
The Patriot-News - Feb 6, 2008
A description of the alleged getaway vehicle by Members First Federal Credit Union employees after the South Hanover Twp. bank was robbed Wednesday led to the arrests of a man and woman less than an hour later, state police said.

Full Story: http://www.pennlive.com/news/patriotnews/index.ssf?/base/news/1202350215279670.xml&coll=1

Gone Phishin': E-mail scammers target Credit Union
University of South Florida Oracle - Feb 8, 2008
E-mail scammers are targeting users of the USF Federal Credit Union, so the Credit Union has issued a warning to prevent "phishers" from luring its customers into divulging personal information.

Full Story: http://media.www.usforacle.com/media/storage/paper880/news/2008/02/08/News/Gone-Phishin.EMail.Scammers.Target.Credit.Union-3198127.shtml

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The Ann Arbor News - Feb 6, 2008
Robert Mallory, a 5-year-old Cheney Academy Head Start student, played a big role in the opening of T&C Federal Credit Union's newest branch.

Full Story: http://www.mlive.com/news/annarbornews/index.ssf?/base/news-26/120231243943770.xml&coll=2

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