American First Credit Union:

American First Credit Union was chartered in 1989 and its charter number is 68485. American First Credit Union's address registered with the NCUA is 700 NORTH HARBOR BOULEVARD LA HABRA, CA 90631. As of 07/24/06, American First Credit Union reported $672,599,805 in assets. The credit union currently has 75,461 members. It's Manager/CEO is Robert E. Street. The credit unions website is www.amerfirst.org

American First Credit Union is a member of the California Credit Union League.

Mortgage Options

American First Credit Union offers competitive Fixed Rate First Mortgages with 10, 15, 20 and 30-year terms. American First CU offers a fixed rate mortgage loan which is a good choice if you want the security of knowing your rate and monthly payment will remain the same for the life of your loan. Adjustable Rate loans offer a very low rate that stays fixed for one, three, five, or seven years, then converts to an adjustable rate. AFCU's rates are based on Automatic payments. Without automatic payment the rate will be increased by .25%. American First Credit Union rates are based on purchases, no cash out refinances and cash out refinances up to 60% loan to value and a FICO score of 720 or greater.

American First Credit Union Financial Evaluation

As of December 31, 2006 Total Assets: $665,210,232 Total Loans: $562,047,754 Net Worth Ratio: 11.03 % Share Growth: 2.61 % Loan Growth: 3.27 Loans/Assets Ratio: 84.49 Investment/Assets Ratio: 12.64 Number of Members: 73,748 Number of Full-time Employees: 207	In the year of 2006, American First Credit Union assets increased by 0.00% and its membership decreased by 0.02%. American First CU's membership decreased by a total of 1,399 members. Assets increased by the amount of $2,780,815. The total loan amounts went from $544,232,806 in 2005 to $562,047,754 in 2006. Their net worth ratio increased slightly to 11.03. American First CU decreased their job opportunities to 207 by reducing 9 employees.
As of December 31, 2005 Total Assets: $662,429,417 Total Loans: $544,232,806 Net Worth Ratio: 10.28 % Share Growth: 6.54 % Loan Growth: 16.88 Loans/Assets Ratio: 82.15 Investment/Assets Ratio: 15.42 Number of Members: 75,147 Number of Full-time Employees: 216	In the year of 2005, American First Credit Union assets increased by 0.12% and its membership increased by 0.01%. American First CU's membership increased by a total of 929 members. Assets increased by the amount of $81,004,109. The total loan amounts went from $465,605,545 in 2004 to $544,232,806 in 2005. Their net worth ratio decreased slightly to 10.28. American First CU increased their job opportunities to 216 by adding 12 employees.
As of December 31, 2004 Total Assets: $581,425,308 Total Loans: $465,605,545 Net Worth Ratio: 11.09 % Share Growth: -2.94 % Loan Growth: -1.48 Loans/Assets Ratio: 80.08 Investment/Assets Ratio: 16.97 Number of Members: 74,218 Number of Full-time Employees: 204

Recent Credit Union News Headlines:

Coastal Federal Credit Union has selected SAS Money Laundering Detection to help fortify its anti-money laundering (AML) program and adhere to the regulations of the USA PATRIOT Act.
Oswego County Federal Credit Union (OCFCU), has converted its "Scotty Savers" club to the "Scholar Dollars" children's' savings program, it was announced by William Carhart, CEO.
To join Christian Community Credit Union, you must affirm a personal statement of faith. The statement is clearly laid out on Christian Community's Web site.

The Fed recently cut interest rates.
Now is a great time to borrow.

Find the best rates & payments
It only takes a minute...

Type of Loan

Property Location

Property Type

Credit Rating

Other Credit Unions:

Department of Commerce FCU is open to anyone who lives, works, or goes to school in Washington D.C. Plus employees of the Department of Commerce and their families.
Pyramid CU serves the financial needs of postal employees, retirees and their families, Pyramid also serves individuals in the Tucson community who live, work or worship in the Tucson area.
Lawrence Memorial Hospital Employee Federal Credit Union offers membership to employees and staff of Lawrence & Memorial Hospital, Pequot Medical Center, Flanders Heath Center, employees of Nursing & Convalescent Homes in New London County, and members of their immediate families.
Warnaco Employees Federal Credit Union is headquarted in Milford, Connecticut.
Bridgeport Police Federal Credit Union serves the employees and families of the Bridgeport Police Department.

Credit Union News:

Suspect in 3 bank robberies arrested
Atlanta Journal-Constitution - Feb 8, 2008
Forsyth County authorities said late Friday they have arrested a man wanted for three recent bank robberies. Sheriff Ted Paxton said 26-year-old David Ryan Stone was arrested late Thursday night at an extended stay motel in nearby Dawsonville. Stone is being held without bond in the recent hold-ups of two Crescent Banks and a branch of Georgia Federal Credit Union, all in Forsyth County.

Full Story: http://www.ajc.com/services/content/metro/northfulton/stories/2008/02/08/robbery_0209.html?cxtype=rss&cxsvc=7&cxcat=13

MCT Credit Union holding vote on changing deposit insurer
Port Arthur News - Feb 2, 2008
MCT Credit Union has proposed changing from the National Credit Union Administration, an independent federal agency that charters and supervises federal credit unions, to American Share Insurance. ASI is out of Ohio and is a private insurance company that provides primary and excess share, or deposit, insurance exclusively to credit unions.

Full Story: http://www.panews.com/local/local_story_033225133.html

Credit union hosts identity theft seminar
Journal and Courier - Feb 17, 2008
Purdue Employees Federal Credit Union will host a free seminar at 6 p.m. on Wednesday at the Lafayette YWCA, 605 N. Sixth St. in Lafayette.

Full Story: http://www.jconline.com/apps/pbcs.dll/article?AID=/20080217/NEWS/802170354

Credit Unions Online - About Us - Privacy Policy - Credit Union Services - Contact Us

Copyright © 2006-2008. All Rights Reserved. The Credit Union Directory, operator of CreditUnionl.com, is not a broker or a lender. Content is for informational or comparison purposes only. All offers for loans, mortgages, or any other services found on this site are made solely by the advertisers.